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Latest Promotion

iCare Critical Illness (for Children)

Latest Promotion
  • iCare Promotion

iCare Critical Illness (for Children) Offer
Offer Period:2 May - 24 May 2018
- LIMITED TIME OFFER -
Apply for MSIG insurance plan within the offer period.
Enjoy every HK$3 net premium spent = 1 mile plus EXTRA Asia Miles per policy!#
No limit on premium!


How to earn Asia Miles
#Asia Miles promotion cannot be used with other promo-code promotions at the same time per policy.
Apply for MSIG iCare Critical Illness (for Children) within the offer period. Enjoy special discounts and earn Asia Miles!
  • Total protection
  • Tailored for children (15 days to 17 years old)
  • Maximum benefit $200,000
  • Lump sum benefit
30% off

A lump sum benefit will be provided in the event of diagnosis any of the below 10 Juvenile Critical Illnesses or 26 Major Critical Illnesses.
Juvenile Critical Illnesses26 Critical Illnesses
  • Severe Asthma
  • Autism
  • Severe Haemophilia A and B
  • Insulin Dependent Diabetes Mellitus (Type I Diabetes Mellitus)
  • Kawasaki Disease with Heart Complication
  • Intellectual Impairment due to Sickness and/or Accidental Bodily Injury
  • Osteogenesis Imperfecta
  • Still's Disease
  • Rheumatic Fever with Valvular Impairment
  • Severe Epilepsy
  • Cancer
  • Stroke
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Kidney Failure
  • Parkinson's Disease
  • Multiple Sclerosis
  • Motor Neurone Disease
  • Paralysis/Paraplegia
  • Loss of Hearing
  • HIV Resulting from Blood Transfusion
  • Aorta Surgery
  • Heart Valve Surgery
  • Major Organ Transplant(s)
  • Blindness
  • Coma
  • Loss of Speech
  • Major Burns
  • Benign Brain Tumour
  • Terminal Illness
  • Complete Liver Failure
  • Loss of Limbs
  • Muscular Dystrophy
  • Encephalitis
  • Accidental Head Injury Resulting in Major Head Trauma
  • Pulmonary Hypertension

Simple Application

Cost effective
Reasonable pricing with no agency commission charge

Convenient
Real-time quote and application on mobile or desktop, get insured in 3 minutes

Flexible
Optional benefits including extra protection to your sports equipment, upgrade in rental vehicle excess, and accommodation to your pet

WeChat x MSIG
Insurance on the Go! Apply for Insurance by one easy click and discover special discounts!
More Details

Terms and Conditions:
  1. The promotion period is between 2 May and 24 May 2018 (both days inclusive) (the "Promotion Period").
  2. Offers under the promotion are available to successful applicants of iCare Critical Illness (for Children) of MSIG Insurance (Hong Kong) Limited ("MSIG") through online during the Promotion Period ("Eligible Customer").
  3. Eligible Customers who successfully apply for designated insurance policy through online during the Promotion Period, for each policy will be eligible for One (1) Asia Mile for every HK$3 net premium spent and extra 300 Asia Miles .
  4. Customer who held iCare Critical Illness (for Children) Insurance in the past 3 months (calculated from the date of application) will not be eligible for the 30% premium discount for the first policy year. And the premium discount for the iCare Critical Illness (for Children) Insurance is only applicable to the first year premium of the policy.
  5. Only one Asia MilesTM membership number can be registered for each policy of the designated plan during the online enrolment. A valid Asia Miles membership number must be provided at the time of enrolment. The submitted Asia Miles membership number must belong to the Eligible Customer and cannot be changed after registration.
  6. The net premium for calculation of Asia Miles will not be rounded up. If the remaining amount after calculation is less than HK$3, these amount will not be entitled.
  7. Asia Miles will be credited to your designated Asia Miles account 6 to 8 weeks upon the month of successful application.
  8. Customers must have not cancelled the relevant insurance enrolments and/or policies at the time when the Asia Miles credited to the designated Asia Miles account number.
  9. Asia Miles promotion cannot be used with other promo-code promotions at the same time per policy.
  10. MSIG is not the supplier of Asia Miles. The use and earning of Asia Miles are subject to terms and conditions imposed by the Asia Miles Limited ("AML"). For details, please refer to www.asiamiles.com. Any enquiry or complaint regarding the Asia Miles, the goods redeemed by/ service relating thereto should be directed to the AML. MSIG assume no responsibility / liability in respect thereof.
  11. MSIG reserves the right to replace the Asia Miles earned in the Promotion by alternative rewards without prior notice.
  12. The Asia Miles earned from the Promotion are not transferrable , returnable and cannot be altered or redeemed for cash under any circumstances . Terms and conditions apply.
  13. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions shall be subject to the decision of MSIG, which shall be final and binding.
  14. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.

iCare Critical Illness (for Children)
  • Product Features
  • Coverage Details
  • Premium
  • Major Exclusions
  • A comprehensive critical illness plan
  • Tailored for children aged from 15 days to 17 years old
  • Cover 10 Juvenile Critical Illnesses such as severe asthma, autism and severe epilepsy
  • Cover 26 Critical Illnesses such as cancer, heart attack and stroke

Important Notes:
  1. Any pre-existing conditions shall be excluded from the policy.
  2. 75-day Waiting Period from the effective date of the insurance shall be applicable during which claims arising from any cause other than accident are not covered.
  3. Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy
 
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
A lump sum benefit will be provided in the event of diagnosis any of the below 10 Juvenile Critical Illnesses or 26 Major Critical Illnesses
Choice of PlanPlan APlan B
Maxmimum Benefit Amount (HK$)
200,000100,000
Protection for 10 Juvenile Critical Illnesses:
  • Severe Asthma
  • Autism
  • Severe Haemophilia A and B
  • Insulin Dependent Diabetes Mellitus (Type I Diabetes Mellitus)
  • Kawasaki Disease with Heart Complication
  • Intellectual Impairment due to Sickness and/or Accidental Bodily Injury
  • Osteogenesis Imperfecta
  • Still's Disease
  • Rheumatic Fever with Valvular Impairment
  • Severe Epilepsy

Protection for 26 Major Critical Illnesses:
  • Cancer
  • Stroke
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Kidney Failure
  • Parkinson's Disease
  • Multiple Sclerosis
  • Motor Neurone Disease
  • Paralysis/Paraplegia
  • Loss of Hearing
  • HIV Resulting from Blood Transfusion
  • Aorta Surgery
  • Heart Valve Surgery
  • Major Organ Transplant(s)
  • Blindness
  • Coma
  • Loss of Speech
  • Major Burns
  • Benign Brain Tumour
  • Terminal Illness
  • Complete Liver Failure
  • Loss of Limbs
  • Muscular Dystrophy
  • Encephalitis
  • Accidental Head Injury Resulting in Major Head Trauma
  • Pulmonary Hypertension

Important Notes:
  1. Any pre-existing conditions shall be excluded from this policy.
  2. 75-day Waiting Period from the effective date of the insurance shall be applicable during which claims arising from any cause other than accident are not covered.
  3. Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
 
Plan APlan B
Benefit Amount (HK$)
200,000100,000
Age Range15 days to 17 year old
Annual Premium (HK$)1,118598
  • Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.
 
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
  • Pre-existing Conditions
  • Congenital anomalies
  • Illness occurred within waiting period of 75 days except due to accident
  • Taking part in any flying activity other than as a fare-paying passenger in a commercially licensed aircraft
  • Alcohol, solvent or drug abuse
  • Unreasonable failure to seek or follow medical advice
  • Participation of Hazardous sports or pastimes
  • Infection with Human Immuno-deficiency Virus (HIV) or conditions due to any Acquired Immune Deficiency Syndrome (AIDS) except as provided for in the "HIV Resulting from Blood Transfusion" benefit when such benefit is included in the Policy
  • Living outside the Usual Country of Residence for more than three consecutive months in any 12 months
  • Mental illness, psychiatric disorders, self-inflicted injury or suicide, sexually transmitted diseases

*The above is a summary of Major Exclusions only. For details, please refer to policy provisions.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.