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Latest Promotion

iCare Critical Illness (for Children)

Latest Promotion
  • iCare Promotion

From now untill 23 Nov 2017, apply MSIG iCare Critical Illness (for Children) online to enjoy 30% Premium Discount.

A lump sum benefit will be provided in the event of diagnosis any of the below 10 Juvenile Critical Illnesses or 26 Major Critical Illnesses.

10 Juvenile Critical Illnesses26 Critical Illnesses
  • Severe Asthma
  • Autism
  • Severe Haemophilia A and B
  • Insulin Dependent Diabetes Mellitus (Type I Diabetes Mellitus)
  • Kawasaki Disease with Heart Complication
  • Intellectual Impairment due to Sickness and/or Accidental Bodily Injury
  • Osteogenesis Imperfecta
  • Still's Disease
  • Rheumatic Fever with Valvular Impairment
  • Severe Epilepsy
  • Cancer
  • Stroke
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Kidney Failure
  • Parkinson's Disease
  • Multiple Sclerosis
  • Motor Neurone Disease
  • Paralysis/Paraplegia
  • Loss of Hearing
  • HIV Resulting from Blood Transfusion
  • Aorta Surgery
  • Heart Valve Surgery
  • Major Organ Transplant(s)
  • Blindness
  • Coma
  • Loss of Speech
  • Major Burns
  • Benign Brain Tumour
  • Terminal Illness
  • Complete Liver Failure
  • Loss of Limbs
  • Muscular Dystrophy
  • Encephalitis
  • Accidental Head Injury Resulting in Major Head Trauma
  • Pulmonary Hypertension
Terms and Conditions:
  1. The promotion period is between 27 Oct 2017 and 23 Nov 2017 (both days inclusive) (the "Promotion Period")
  2. Offers under the promotion are available to successful applicants of iCare Critical Illness (for Children) of MSIG Insurance (Hong Kong) Limited ("MSIG") through online during the Promotion Period ("Eligible Customer").
  3. MSIG reserves the right to alter or terminate the promotional offers and/or amend the terms and conditions at any time without notice.
  4. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions herein shall be subject to the decision of MSIG, which shall be final and binding.
  5. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.


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Details
iCare Critical Illness (for Children)
  • Product Features
  • Coverage Details
  • Premium
  • Major Exclusions
  • A comprehensive critical illness plan
  • Tailored for children aged from 15 days to 17 years old
  • Cover 10 Juvenile Critical Illnesses such as severe asthma, autism and severe epilepsy
  • Cover 26 Critical Illnesses such as cancer, heart attack and stroke

Important Notes:
  1. Any pre-existing conditions shall be excluded from the policy.
  2. 75-day Waiting Period from the effective date of the insurance shall be applicable during which claims arising from any cause other than accident are not covered.
  3. Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy
 
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
A lump sum benefit will be provided in the event of diagnosis any of the below 10 Juvenile Critical Illnesses or 26 Major Critical Illnesses
Choice of PlanPlan APlan B
Maxmimum Benefit Amount (HK$)
200,000100,000
Protection for 10 Juvenile Critical Illnesses:
  • Severe Asthma
  • Autism
  • Severe Haemophilia A and B
  • Insulin Dependent Diabetes Mellitus (Type I Diabetes Mellitus)
  • Kawasaki Disease with Heart Complication
  • Intellectual Impairment due to Sickness and/or Accidental Bodily Injury
  • Osteogenesis Imperfecta
  • Still's Disease
  • Rheumatic Fever with Valvular Impairment
  • Severe Epilepsy

Protection for 26 Major Critical Illnesses:
  • Cancer
  • Stroke
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Kidney Failure
  • Parkinson's Disease
  • Multiple Sclerosis
  • Motor Neurone Disease
  • Paralysis/Paraplegia
  • Loss of Hearing
  • HIV Resulting from Blood Transfusion
  • Aorta Surgery
  • Heart Valve Surgery
  • Major Organ Transplant(s)
  • Blindness
  • Coma
  • Loss of Speech
  • Major Burns
  • Benign Brain Tumour
  • Terminal Illness
  • Complete Liver Failure
  • Loss of Limbs
  • Muscular Dystrophy
  • Encephalitis
  • Accidental Head Injury Resulting in Major Head Trauma
  • Pulmonary Hypertension

Important Notes:
  1. Any pre-existing conditions shall be excluded from this policy.
  2. 75-day Waiting Period from the effective date of the insurance shall be applicable during which claims arising from any cause other than accident are not covered.
  3. Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
 
Plan APlan B
Benefit Amount (HK$)
200,000100,000
Age Range15 days to 17 year old
Annual Premium (HK$)1,118598
  • Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.
 
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
  • Pre-existing Conditions
  • Congenital anomalies
  • Illness occurred within waiting period of 75 days except due to accident
  • Taking part in any flying activity other than as a fare-paying passenger in a commercially licensed aircraft
  • Alcohol, solvent or drug abuse
  • Unreasonable failure to seek or follow medical advice
  • Participation of Hazardous sports or pastimes
  • Infection with Human Immuno-deficiency Virus (HIV) or conditions due to any Acquired Immune Deficiency Syndrome (AIDS) except as provided for in the "HIV Resulting from Blood Transfusion" benefit when such benefit is included in the Policy
  • Living outside the Usual Country of Residence for more than three consecutive months in any 12 months
  • Mental illness, psychiatric disorders, self-inflicted injury or suicide, sexually transmitted diseases

*The above is a summary of Major Exclusions only. For details, please refer to policy provisions.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.