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FRIENDLY REMINDER: MSIG Travel Insurance Coverage Regarding to Bangkok bomb blast Incident

Release on 18 August 2015, 17:45pm

ATTENTION: The Hong Kong Security Bureau issued a RED Outbound Travel Alert (OTA) for Bangkok, Thailand on 18 August 2015 at 11:08am (“Cut-Off Time”) in light of Bangkok bomb blast near Erawan Shrine. THE HONG KONG GOVERNMENT ADVISES RESIDENTS TO AVOID ALL NON-ESSENTIAL TRAVELS TO BANGKOK. (Please click here for more details). In view of the severe bombing in Bangkok, MSIG therefore treats the Incident as a “KNOWN RISK” from the Cut-Off Time onwards with regards to all subsequent purchases of any of our travel insurance plans.

Furthermore, MSIG extends the “Extra Benefit of Trip Cancellation and Curtailment” cover to Red OTA in such a way that the related coverage will be provided as described below:

For any MSIG Single Travel Insurance Policies purchased before the Cut-Off Time;
or, for any MSIG Annual Travel Insurance Policies with the trip arranged before the Cut-Off Time: :

✓ Trip Cancellation and Curtailment

If you cancel your trip to Bangkok because of the Incident, you will be covered for cancellation of any trip to Bangkok departing Hong Kong on or before 31st August 2015.

"Trip Cancellation and Curtailment" cover

Reimburses 50% of unused travel and accommodation expenses if your trip is cancelled or curtailed due to the Incident according to your policy.
Pays up to HK$150 administration charge billed by the travel agent if your trip is cancelled or curtailed.

For any MSIG Single Travel Insurance Policies purchased after the Cut Off Time;
or, for any MSIG Annual Travel Insurance Policies with the trip arranged after the Cut Off Time:

✘ As the Incident has been widely reported by media in Hong Kong and international news media since the Cut-Off time and the Incident has become known to the public in Hong Kong, any losses caused by the Incident will NOT be covered even though you have successfully taken out the policy.

Should you have any queries please feel free to contact us or your insurance agents or brokers. Thank you for your attention.

* The above information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG Insurance (Hong Kong) Limited ("MSIG").

The above general insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.