Home Insurance

Extra Offers
Choose 1 only
 
 
Update
Insurance Plan


Quote Now

Details

Quote Now

MyHome Protection

MyHome Protection
  • Benefits Table
  • Excess
BenefitsAnnual Maximum Limit (HK$)
1)Household Content Section 100,000
- item limit for Valuable Property10,000
a)*Extend to cover accidental damage to mobile phone, tablet or laptop computer2,000
(one device only)
b)Home Assistance (reimbursement only)(one claim only)
i) Electrical Assistance1,000
ii) Plumbing Assistance
iii) Locksmith Assistance
iv) Air Conditioner Engineer Assistance
Max. five (5) articles for each claim & Max. three (3) claims for each Insured Person's Home for each period of 12 months during the Insured Period under Section 1.
2)Personal Liability Section1,000,000
a)Tenant's Liability Extension
b)Owner's Liability in Common Area Extension
3)Worldwide Personal Possessions Section3,000
a)Extend to cover loss of Money directly arising from robbery or theft involving forcible, violent and visible means2,000

*This benefit is not applicable to any Insured Person's Family who is aged below 18 at the time of the damage.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.

1)Household Content Section
  1. the first HK$1,000 or 5% of each and every water damage claim whichever is the greater, if the building of the Insured Person's Home is aged 30 years or below; or
  2. the first HK$3,000 or 10% of each and every water damage claim whichever is the greater, if the building of the Insured Person's Home is aged between 31 and 40 years; or
  3. the first HK$5,000 or 20% of each and every water damage claim whichever is the greater, if the building of the Insured Person's Home is aged between 41 and 50 years; or
  4. the water damage Excess as specified in the Schedule for this Section; or
  5. the first HK$5,000 or 20% of each and every water damage claim whichever is the greater, if the Insured Person is unable to provide proof of the building age of the Insured Person's Home or if none of 1a) to 1d) is applicable at the time of loss.
2)Personal Liability Section
the first HK$3,000 or 10% of each and every water damage claim whichever is the greater.
3)Worldwide Personal Possessions Section
the first HK$200 of each and every claim.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.