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| Benefits | Maximum benefits payable per year (HK$) | |||
|---|---|---|---|---|
| Adult Plan A | Adult Plan B | Family Plan A1 | ||
| Parent | Child | |||
| Age groups | 18 - 59 years | 18 - 59 years | 18 - 59 years | 6 months – 17 years |
Section 1 – Personal accident | ||||
| 1. Accidental death | 500,000 | 1,000,000 | 500,000 | 100,000 |
| 2. Permanent disablement | 500,000 | 1,000,000 | 500,000 | 100,000 |
| 3. Medical expenses • Limit per accident | 10,000 | 20,000 | 10,000 | 2,500 |
Extra benefits | ||||
| 1. Double indemnity2 | 500,000 | 1,000,000 | 500,000 | 100,000 |
| 2. Triple indemnity3 | 1,000,000 | 2,000,000 | 1,000,000 | 200,000 |
| 3. Major burns | 250,000 | 500,000 | 250,000 | 50,000 |
| 4. Extra indemnity for general holiday | 25,000 | 50,000 | 25,000 | 25,000 |
| 5. Funeral and cremation expenses | 25,000 | 25,000 | 25,000 | 25,000 |
| 6. Trauma counselling expenses | 5,000 | 5,000 | 5,000 | 5,000 |
| 7. Bereavement counselling expenses | 5,000 | 5,000 | 5,000 | 5,000 |
| 8. Physiotherapist, chiropractor, bonesetter & acupuncturist treatment expenses | 2,500 | 2,500 | 2,500 | 2,500 |
| • Limit of visit per day | 1 | 1 | 1 | 1 |
| • Limit of visit per accident | 5 | 5 | 5 | 5 |
| • Physiotherapy & chiropractor treatment >Limit per visit | 500 | 500 | 500 | 500 |
| • Bonesetter & acupuncturist treatment >Limit per visit | 200 | 200 | 200 | 200 |
| 9. Clothing and personal effects damage compensation • Limit per accident | 2,000 | 2,000 | 2,000 | 2,000 |
| 10. Hospital confinement allowance • Limit per week • Maximum no. of weeks | 500 52 | 500 52 | 500 52 | 500 52 |
| 11. Accidental cosmetic surgery expenses • Limit per accident | 20,000 | 20,000 | 20,000 | Not applicable |
Section 2 – Personal liability | ||||
| 1. Personal liability | 500,000 | 1,000,000 | 500,000 | 500,000 |
1Family Plan is only applicable to a legally married couple and their child(ren) from 6 months to 17 years of age.
2Accidental Death Benefit will be doubled if the accident happened whilst travelling on a public transport conveyance as a fare-paying passenger anywhere other than in the Greater Bay Area.
3Accidental Death Benefit will be tripled if the accident happened whilst travelling on a public transport conveyance as a fare-paying passenger anywhere in the Greater Bay Area.
Important Notes:
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.
| Plans | Adult Plan A | Adult Plan B | Family Plan A^ |
|---|---|---|---|
| Annual Premium (HK$) | 1,185 | 2,310 | 3,440 |
^Family Plan cover is only applicable to a legally married couple and any number of your child(ren) from 6 months to 17 years of age.
Collection of Levy on Insurance Premium: Insurance Authority (IA) has announced the collection of levy on insurance premium under the 'Insurance Ordinance' with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any inconsistency between the English and Chinese versions of any of the above details, the English version shall prevail.
