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| Benefits | Maximum benefits payable per year (HKD) | ||
|---|---|---|---|
| Essential Plan | Standard Plan | Enhanced Plan | |
Employees' Compensation Cover
| 100,000,000 | 100,000,000 | 100,000,000 |
Clinical Expenses | Not applicable | 3,000 | 4,000 |
| 200 | 200 | |
| 600 120 | 700 150 | |
Surgical and Hospitalisation Expenses | 25,000 | 30,000 | |
| 350 | 350 | |
| 15,000 | 20,000 | |
| 25% of amount payable under surgeon's fees | 25% of amount payable under surgeon's fees | |
| 12.5% of amount payable under surgeon's fees | 12.5% of amount payable under surgeon's fees | |
| Included | Included | |
Service Interruption | 5,000 | 6,000 | |
| 250 | 300 | |
| 4th day | 1st day | |
Dental Expenses | 1,500 | 1,500 | |
| 2/3 of actual expenses | 2/3 of actual expenses | |
Personal Accident Benefit | Not applicable | 100,000 | |
Repatriation Expenses | 20,000 | 20,000 | |
Replacement Helper Expenses | 5,000 | 10,000 | |
Fidelity Guarantee | 10,000 | 10,000 | |
| 3,000 | 3,000 | |
Replacement and Installation Cost of Main Door or Metal Gate Lock | 1,000 | 1,000 | |
Automatic Extension of Cover | Not applicable | Max once a year | |
| Not applicable | 3 | |
Medical Protection for Abuse of Your Family | 10,000 | 10,000 | |
| Included 1,000 | Included 1,000 | |
Personal Effects / Money | 10,000 | 10,000 | |
| 1,000 | 1,000 | |
| 3,000 | 3,000 | |
| 200 | 200 | |
Domestic Helper Liability
| 150,000 | 150,000 | |
| Optional Cover (If you wish to apply optional benefits, please contact MSIG customer services hotline 3122 6922) | |||
| Optional covers | Maximum benefits payable per year (HK$) | ||
| Essential Plan | Standard Plan | Enhanced Plan | |
1. Cancer and heart disease
| N/A | Covered | Covered |
| Covered | Covered | |
| Covered | Covered | |
2. Cancer and heart disease (top-up) #
| Covered | Covered | |
| 95,000 | 100,000 | |
| 350 | 350 | |
| 15,000 | 15,000 | |
| 25% of amount payable under surgeon’s fees | 25% of amount payable under surgeon’s fees | |
| 12.5% of amount payable under surgeon’s fees | 12.5% of amount payable under surgeon’s fees | |
| Included | Included | |
| Covered | Covered | |
3. Clinical expense top-up | 5,000 | 6,000 | |
| 400 | 400 | |
| 600 120 | 700 150 | |
*If you wish to apply optional benefits, please contact MSIG customer services hotline.
#Only applicable for domestic helpers aged below 45 at the time of enrollment.
Important Notes
Applicable for Foreign Domestic Helpers Only
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
| Premium3(HK$) | Essential Plan | Standard Plan | Enhanced Plan | |||
|---|---|---|---|---|---|---|
| 1 year | 2 years | 1 year | 2 years | 1 year | 2 years | |
| Premium3 | 380 | 688 | 568 | 1,028 | 750 | 1,350 |
| Optional cover 1 | N/A | 120 | 200 | 120 | 200 | |
| Optional cover 2 | 250 | 450 | 250 | 450 | ||
| Optional cover 3 | 280 | 500 | 380 | 660 | ||
| Waiting period4 | ||||||
| Type of plan | Essential, Standard and Enhanced Plan | Optional cover 1 and 2 | ||||
| Waiting period4 | 14日 | 90日 | ||||
*If you wish to apply optional benefits, please contact MSIG customer services hotline.
Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the 'Insurance Ordinance' with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
