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MediSure Plus

MediSure Plus

Optional Benefits

Comprehensive Cover for 28 Critical Illnesses

1. Cancer (spread of malignant cell)

2. Stroke (permanent neurological damage)

3. Heart attack

4. Coronary artery-bypass surgery

5. End stage liver failure

6. End stage kidney failure

7. Major organ transplant(s)

8. Motor neurone disease

9. Loss of hearing (both ears)

10. Blindness (both eyes)

11. Major burns

12. Coma

13. Parkinson’s Disease

14. Multiple Sclerosis

15. Paralysis/Paraplegia

16. Loss of Independent Existence

17. HIV Resulting from Blood Transfusion

18. Aorta Surgery

19. Heart Valve Surgery

20. Alzheimer’s Disease

21. Loss of Speech

22. Benign Brain Tumor

23. Terminal Illness

24. Loss of Limbs

25. Muscular Dystrophy

26. Encephalitis

27. Accidental Head Injury Resulting in Major Head Trauma

28. Pulmonary Hypertension

Lady Care Insurance Cover²

Female Specific Cancers in Situation
- Breast
- Cervix (CIN Ill or above)
- Uterus
- Fallopian tube
- Vagina / vulva
- Ovary
Female Illnesses
- Rheumatold arthritis
- Osteoporosis leading to hip fractures
- Systemic Lupus Erythematosus (SLE) with lupus nephritis

Supplementary Major Medical Benefit

Dental Benefit

Maternity Benefit

Table of Benefits	Standard Plan	Superior Plan	Excel Plan	Super Plan	Executive Plan	Top Up Plan
	Maximum Benefits Payable (HK$)
Optional Cover
Supplementary Major Medical Benefit¹ Applicable after the Section. A (Hospital & Related Services Benefit) is exhausted • Maximum limit per disability • Reimbursement percentage	100,000 80%	100,000 80%	200,000 80%	300,000 80%	600,000 80%	N/A
Optional Dental Benefit • Scaling and polishing (Maximum 2 visits per year): HK$500 per visit • Routine oral examination • Intraoral X-ray and medications • Fillings and extractions • Drainage of dental abscesses • Pins for cusp restoration • Dentures, crowns and bridges (only if necessitated by an Accident)	2,500	2,500	2,500	2,500	2,500	2,500
Optional Critical Illness Insurance Benefit • Standard Coverage: covers Critical Illnesses item (1) – (12) • Comprehensive Coverage: covers Critical Illnesses item (1) – (28)	250,000 250,000	250,000 250,000	500,000 500,000	500,000 500,000	500,000 500,000	250,000 250,000
Optional Lady Care Insurance Benefit ²	50,000	50,000	100,000	100,000	100,000	50,000
Optional Maternity Benefit ³ (per pregnancy) • Normal Delivery • Complicated Delivery (including miscarriage)	30,000 30,000	30,000 30,000	30,000 30,000	30,000 30,000	30,000 60,000	30,000 30,000

¹Terms and Conditions for Optional Supplementary Major Medical Benefit:

•Not applicable to Pre and Post-Hospitalisation Care and Post Operation and Cancer Treatment Recovery Benefit. HK$1,000 of deductible amount will applied to each claim.
²Terms and Conditions for Optional Lady Care Insurance:

• Optional Lady Care Insurance Benefit is a rider benefit of Critical Illness Insurance Benefits and cannot be insured separately.

• Benefit paid for Optional Lady Care Insurance Benefit will reduce the Overall Maximum Limit for Critical Illness Insurance Benefit.
³Terms and Conditions for Optional Maternity Benefit:

• Waiting Period: 12 months; Optional Maternity Benefit is eligible for Insured Person aged 18 to 49 upon enrolment.

Exclusive savings for optional excess amount

• Save 55% on annual premium for opting an excess amount at HK$80,000 per year
• 10% discount for insuring with your family^***

Excess Amount Per Insured Person Per Year (HK$)	Standard Plan	Super Plan	Executive Plan
10,000	25%	20%	15%
20,000	35%	30%	25%
40,000	45%	40%	30%
80,000	55%	50%	40%

***Family refers to legal spouse, parents, parents-in-law and/or your unmarried dependent children from 15 days to aged 18, or up to aged 23 if they are full-time students.

Contact Us

Call Us Now At
3122 6868

Call and consult our
Customer Services Operator now.

Remarks:

Our Customer Service Hotline office hour is 9:00am to 6:00pm, Monday to Friday (Exclude Public Holidays).
If there is Tropical Cyclone Warning Signal No.8 or above or Black Rainstorm Signal, our Customer Service Officer will contact you in the next working day.