FRIENDLY REMINDER: MSIG Travel Insurance Coverage Regarding the Earthquake at Nepal

Release on 27th April 2015, 5:35 pm

ATTENTION: A 7.8 magnitude earthquake broke out at Nepal (“Incident”), which was widely reported by media in Hong Kong on 26th April, 2015. MSIG therefore treats the Incident as a “KNOWN RISK” from 26th April, 2015 (“Cut-Off Date”) onwards with regards to all subsequent purchases of any of our travel insurance plans.

Furthermore, because of the severe impact of the Incident over a vast area in Nepal, the special condition under the Section of Trip Cancellation and Curtailment of our original policy wordings of our Travel Insurance plans will be waived in such a way that the related coverage will be provided as described below:

1. For any MSIG Single Travel Insurance Policies purchased before the Cut-Off Date;  
   or, for any MSIG Annual Travel Insurance Policies with the trip arranged before the Cut-Off Date: :

Trip Cancellation and Curtailment

If you cancel your trip to Nepal because of the Incident, you will be covered for any trip cancellation to Nepal departing Hong Kong on or before 8th May 2015, as stated in the policy without prejudice. 

Travel Delay and Missed Departure

If your trip is delayed as a result of the Incident, you will be covered as stated in the policy.

If you missed your departure as a direct result of the Incident, your additional transport expenses will be covered and if your trip is unavoidably re-routed, your additional accommodation expenses will also be covered as stated in the policy

2. For any MSIG Single Travel Insurance Policies purchased after the Cut-Off Date; 
   or, for any MSIG Annual Travel Insurance Policies with the trip arranged after the Cut-Off Date: 

As the Incident had been widely reported by media in Hong Kong and international news media on the Cut-Off Date and the Incident has become known to the public in Hong Kong, any losses caused by the Incident will NOT be covered even though you have successfully taken out the policy. 

Should you have any queries please feel free to contact us or your insurance agents or brokers. Thank you for your attention.

* The above information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.