Travel Insurance

Important Notes:

Applicable for i-Flyer 2.0 (Single Trip) Only

1. The maximum indemnity under Personal Accident and Medical Expenses Sections for an Insured Person who is over 70 years of age will be limited to 25% of the Sum Insured.
2. The maximum indemnity under Personal Accident Section for the Insured Person who is under 18 years of age will be limited to HK$250,000.
3. For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the Insured Persons who are under 18 years of age.
4. The Double Indemnity benefit under Personal Accident Section will not be available to Basic Plan, or those Insured Persons who are under 18 or over 70 years of age at the time of an accident.
5. Any acts of terrorism involving the use of biological, chemical agents or nuclear devices are excluded.
6. The Amateur Dangerous Sports and Activities Extension under Personal Accident Section and Medical Expenses Section will not be available to Basic Plan, or those Insured Persons who are over 70 years of age.
7. The Credit Card Protection benefit will not be available to those Insured Persons who are under 18 years of age.
8. 24-hour Worldwide Travel Assistance Services are available outside the Country of Residence. Country of Residence will be regarded as Hong Kong.
9. "Loss of one limb" is defined in the policy as loss by physical severance at or above the wrist or ankle or the total loss of use of an entire hand, arm, foot or leg.
10. This benefit is not applicable to Insured Person(s) who is(are) below 18 years of age and insured under a Family Plan.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the i-Flyer 2.0 (Single Trip) policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.

Applicable for i-Flyer 2.0 (Annual) Only

1. The maximum indemnity under Personal Accident and Medical Expenses Sections for an Insured Person who is over 65 years of age will be limited to 25% of the Sum Insured.
2. The maximum indemnity under Personal Accident Section for the Insured Person who is under 18 years of age will be limited to HK$250,000.
3. For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the Insured Persons who are under 18 years of age.
4. The Double Indemnity benefit under Personal Accident Section will not be available to those Insured Persons who are under 18 or over 65 years of age at the time of an accident.
5. Any acts of terrorism involving the use of biological, chemical agents or nuclear devices are excluded.
6. The Amateur Dangerous Sports and Activities Extension under Personal Accident Section and Medical Expenses Section will not be available to those Insured Persons who are over 65 years of age.
7. The Replacement Employee Benefit is only applicable if the Insured is either an incorporated or unincorporated company.
8. The Credit Card Protection benefit will not be available to those Insured Persons who are under 18 years of age.
9. 24-hour Worldwide Travel Assistance Services are available outside the Country of Residence. Country of Residence will be regarded as Hong Kong.
10. "Loss of one limb" is defined in the policy as loss by physical severance at or above the wrist or ankle or the total loss of use of an entire hand, arm, foot or leg.
11. This benefit is not applicable to Insured Person(s) who is(are) below 18 years of age and insured under a Family Plan.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the i-Flyer 2.0 (Annual) policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.

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