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Overseas Study Insurance
Latest Promotion
Apply Overseas Study Insurance from now until 31 Mar 2023 to enjoy special offers:
Insurance Plan | Exclusive Offers |
Overseas Study Insurance | One foldable travel bag* |
*Eligible Client must contact MSIG service hotline at (852) 3122 6722 during the promotion period and provide mailing address for the foldable travel bag (office hours: Monday to Friday 9:00 am to 5:30 pm, except public holidays).
Offers are subject to terms and conditions, please click here for details.
This factsheet is only a summary of the coverage. For details of terms, conditions and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
Benefits table | Maximum Benefits Payable Per Year (HK$) | ||
Basic Plan | Premier Plan | ||
Section 1 - Personal accident 3 | Accidental death/permanent total disablement | ||
Major burns | |||
Amateur dangerous sports and activities3 | |||
Section 2 - Medical expenses | Medical expenses at overseas
| ||
Hospital cash (if hospitalised for more than 5 consecutive days)
| |||
Trauma counselling
| |||
Amateur dangerous sports and activities3 | |||
Section 3 - Tuition expenses4 | Education fund1
| ||
Cancellation of study
| |||
Study interruption
| |||
School closure daily cash allowance
| |||
Section 4 - Travel delay4 | Cash benefit5
| ||
Additional transportation and/or accommodation expenses5
| |||
Section 5 - Personal belongings | Loss of or damage to your personal baggage or belongings
| ||
Delayed baggage | |||
Loss of travel documents
| |||
Personal money6 | |||
Section 6 - Personal liability | Pay for all sums which you become legally liable to pay as compensation | ||
Section 7 - Alternative accommodation | If your overseas residence being rendered uninhabitable due to fire or natural disaster
| ||
Section 8 - Terrorism extension (applicable to the above Section 1 and 2 only) | Extends to cover you in respect of death or bodily injury (including necessary medical expenses incurred) which may be sustained through acts of terrorism | ||
Emergency assistance services | 24-hour assistance hotline | ||
Compassionate visit (if hospitalised for more than 5 consecutive days)
| |||
Unexpected return to Hong Kong (in the event of the death of your family member) | |||
Emergency medical evacuation and repatriation after treatment | |||
Deposit guarantee for hospital admission | |||
Repatriation of mortal remains/ ashes |
Important Notes:
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
Premium table | Basic Plan | Premier Plan (with an Excess of HK$20,000 for each hospitalisation claim) | Premier Plan |
Annual premium (HK$) | 3,000 | 4,527 | 5,030 |
Collection of Levy on Insurance Premium: Insurance Authority ("IA") has announced the collection of levy on insurance premium under the "Insurance Ordinance" with effect from 1 January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording. In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.