Standard Chartered Bank Online Insurance - MSIG Insurance Hong Kong

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Application Requirement

Before proceeding, You must agree and fulfill the following application requirements.

The Motor Car is:

For leisure or personal business purposes only
8 years or below for Comprehensive Cover
10 years or below for Third Party Legal Liability Cover
Not currently insured with MSIG Insurance (Hong Kong) Limited
Not altered, converted or modified

The Applicant must be:

The owner of the Motor Car
The first Named Driver

All driver(s) of the Motor Car must (be):

Between 25 and 65
Hold a valid full driving licence
Have at least 2 years' local driving experience
Not have deducted more than 6 driving offence points in the past 2 years
Not hold an occupation that falls under this list
In good health
Have No conviction of any driving offence in the past 5 years
Have No prosecution or police enquiry pending
Have No involvement in motor accident or claim in the past 3 years
Have never been refused a motor quotation or policy
Have never been required to bear special terms and/or pay an additional premium for a motor policy

Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG Insurance (Hong Kong) Limited ("MSIG").

The above general insurance plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG") which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.