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Terms & Conditions of “MSIG Home Insurance 20% Off Promotion Offer”
  1.  “MSIG Insurance (Hong Kong) Limited ("MSIG") Home Insurance 20% Off Promotion Offer” ("Promotion Offer") is only applicable to cardholders ("Eligible Cardholder") with valid PrimeCredit credit card(s) ("PrimeCredit Credit Card") issued by PrimeCredit Limited (“PCL”) in Hong Kong.
  2. The promotion period of the Promotion Offer is from 1 July 2024 to and 30 June 2025 (both dates inclusive) (the "Promotion Period").
  3.  During the Promotion Period, Eligible Cardholder who successfully purchased the iHome Insuance with promotion code "PCHOME20" on this website can enjoy 20% premium discount ("20% Premium Discount").
  4. PCL and MSIG shall not bear any responsibility should Eligible Cardholder fails to input the promotion code and unable to enjoy the Promotion Offer.
  5. 20% Premium Discount is only applicable to the premium of the first policy year of iHome Insurance, and is not applicable to cardholders who have held iHome Insurance in the past 3 months (calculated from the date of application).
  6.  For purchasing same insurance plan, the Promotion Offer cannot be used in conjunction with any other promotions and offers.
  7. Promotion Offer cannot be transferred, converted, exchanged for cash, resold or returned and the insurance plan is subject to terms and conditions stipulated by MSIG.
  8. iHome Insurance is underwritten by MSIG. MSIG reserves the right of final approval. For coverage and other details of the insurance plan, please refer to the iHome Insurance policy or contact MSIG directly. PCL (includes its successors and assigns) is an insurance agent authorized by MSIG.
  9. PCL is not the supplier of the products and services. Any enquiry, claim or complaint in relation to the quality or availability of the products or the accuracy of any product information in any promotion materials thereto should be made to MSIG directly. PCL shall assume no liability in respect thereof.
  10. PCL and MSIG reserve the right to terminate the Promotion Offer and/or alter or amend the terms and conditions at any time without notice. In case of any dispute, the decision of PCL and MSIG shall be final and binding.
  11. In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.