|Coverage||Maximum Benefits Payable Per Year (HK$)|
| ||Dog Plan||Cat Plan|
| ||Standard Plan||Premier Plan||Ultimate Plan|
|Maximum Benefits Payable Per Year for Section 1 to 3 (HK$)||$19,250||$41,250||$68,750||$27,500|
|1. Surgical Benefit|
|Clinical & Surgical Benefit:|
Pays for Medically Necessary Surgery which includes diagnostic tests, Veterinarian's fee, operating theatre fee, drugs, dressings and miscellaneous expenses related to a Surgrey.
|Room and Board Expenses:|
Cost of boarding at a licensed veterinarian clinic or hospital following a Surgrey.
|Post Surgical Treatment Benefit:|
Follow-up consultations, diagnostic and laboratory services, examinations including acupuncture up to 90 days following Surgery.
|The total aggregate limit of all benefits combined shall not exceed the maximum limit of Clinical and Surgical Benefit.|
|Cost of chemotherapy treatment incurred in a licensed veterinary clinic or hospital.||$5,500||$8,250||$13,750||$6,600|
|3. Final Expenses Benefit|
|Cost and expenses incurred for euthanasia, cremation, funeral service and handling charges following death of the Pet.||N.A.||$1,375||$1,375||$1,375|
|4. Third Party Legal Liability|
|Legal liability due to accidential bodily injury and/or loss or damage to property of third parties caused by Your Pet.||$550,000||$1,375,000||$2,750,000||$1,375,000|
|The portion of claim amount you need to pay.||20% - Pet enrolled before Age 4|
30% - Pet enrolled before Age 7
40% - Pet enrolled before Age 9
|No Claim Discount (NCD)|
A discount will be granted on the renewal premium if no claim has been made under the policy in the preceding year.
|Period of Insurance||Inception year||1st Renewal||2nd Renewal||3th & Subsequent Renewals|
|In the event of a claim made, the No Claim Discount will be reduced to zero at the following renewal. If there are more than 1 pet insured, the NCD shall be applied on each pet separately.|
|Specified hereditary and congenital conditions||12 months|