MediSure Plus
Health is the best gift

  • Choose your plan that best suit your need

  • AEON Cardmember enjoys up to 20% premium discount on first year policy

  • Apply now and earn up to 12,000 Asia Miles or HK$1,000 Mannings coupon

  • Offer until 31 Aug 2020

Insurance Plan

  • Guaranteed renewal up to age 100

  • International payment guarantee anytime anywhere, cashless hospitalization

  • Optional benefits tailored for your needs

  • Free Medical Preventive Service once per year1

Coverage

  • Full cover for major hospitalization expenses (such as miscellaneous hospital charges, in-hospital specialists, surgeons2, anaesthetists2 and operation theatre charges2)

  • Pre and post hospitalisation care for 30 days before admission and 90 days after discharge

  • Optional benefits including comprehensive Cover for 28 Critical Illnesses3, Lady Benefit Covering Critical Female Illnesses3, Outpatient Services Benefit, Supplementary Major Medical Benefit4, Dental Benefit, and Maternity Benefit5

  • The promotion period shall run from 1 Jun 2020 to 31 Aug 2020 (both days inclusive) (the "Promotion Period").
  • Within the Promotion Period, applicant of MediSure Plus of MSIG Insurance (Hong Kong) Limited ("MSIG") is entitled to 20% premium discount on the first policy year if all of the following conditions are fulfilled (“Eligible Customer”):
    • Is an AEON Credit Cardmember;
    • Has submitted contact information on MSIG's designated website accessed through the website of AEON Credit Service (Asia) Co. Ltd(“AEON”) or contacted AEON MSIG Insurance Service Hotline directly; and
    • Received a quotation and completed application for MediSure Plus via AEON MSIG Insurance Service Hotline.
  • Promotion Offer

    • Eligible Customer can choose between Asia Miles or Mannings Coupon as gift. Mannings Coupon(s) and Asia Miles will be rewarded in the relevant amount below depending on the annual premium amount paid:
      Annual Premium Amount
      (net of discount for each policy)
      Mannings Coupon valueAsia Miles
      HK$3,000 to HK$4,999HK$3003,000
      HK$5,000 to HK$7,999HK$5005,000
      HK$8,000 to HK$9,999HK$8008,000
      HK$10,000 or aboveHK$1,00012,000
    • Only one Asia Miles membership number can be registered for each policy during the enrolment. A valid Asia Miles membership number must be provided at the time of enrolment. The submitted Asia Miles membership number must belong to the Eligible Customer and cannot be changed after registration.
    • Asia Miles will be credited to Eligible Customer's designated Asia Miles account 6 to 8 weeks upon the month of successful application. Mannings Coupon(s) will be mailed to the Eligible Customers' address (as provided in the enrolment) within 90 days from the policy effective date of the MediSure Plus.
    • Eligible Customer must have not cancelled the relevant insurance enrolments and/or policies at the time when the Asia Miles credited to the designated Asia Miles account number / the Mannings coupon mailed to Eligible Customer's address.
    • MSIG is not the supplier of Asia Miles. The use and earning of Asia Miles are subject to terms and conditions imposed by the Asia Miles Limited ("AML"). For details, please refer to www.asiamiles.com. Any enquiry or complaint regarding the Asia Miles, the goods redeemed by/ service relating thereto should be directed to the AML. MSIG assumes no responsibility / liability in respect thereof.
    • The Asia Miles earned and Mannings coupon(s) from the promotion are not transferrable, returnable and cannot be altered or redeemed for cash under any circumstances. Terms and conditions apply.
  • These terms and conditions are related to the promotional offers only and no reference has been made to any MSIG insurance policy ("Policy") or any coverage or content. Customers are advised to read and understand the Policy before applying for the relevant insurance.
  • AEON and MSIG reserve the right to vary or terminate the offers at any time and to amend the terms and conditions from time to time without prior notice.
  • All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions herein shall be subject to the decision of AEON and MSIG, which shall be final and binding.
  • If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.

Remarks:

  • A redemption letter for the free medical preventive service will be sent together with the policy to each Insured Person (if applicable) by mail in 4 weeks of policy inception.
    The redemption letter is non-transferable and cannot be exchanged for cash.
  • The maximum limit of surgeon fee for Excel Plan and Standard Plan should be according to surgical schedule up to HK$330,000 and HK$52,000 respectively. The maximum limit of Anesthetist fee and operation theatre for Excel Plan and Standard Plan are 35% of surgeon’s fee payable.
  • Terms and Conditions for Critical Illness Benefit and Lady Benefit:

    • Waiting period: 60 days
    • Survival period: 21 days
    • Age limit for insuring Critical Illness Benefit: 15 days - 59 years of age
    • Age limit for insuring Lady Benefit: 18 - 59 years of age
    • Age limit for renewal: 79 years of age

    If you suffer from one of the critical illnesses or critical female illnesses as defined in your selected plan, you will be entitled a cash benefit as stated in the Table of Benefits.  Once the full amount of the maximum limit is paid, your Critical Illness Benefit will cease but you can still enjoy the protection of medical cover up to age 100.

    Remark for Lady Benefit:

    • Lady Benefit is a rider of Critical Illness Benefit and cannot be insured separately.
    • Lady Benefit paid will reduce the maximum limit of Critical Illness Benefit.
  • Not applicable to Pre and Post-Hospitalisation Care and Post Operation and Cancer Treatment Recovery Benefit. HK$1,000 of deductible amount will applied to each claim.
  • Optional Maternity Benefit is eligible for Insured Person aged 18 to 49 upon enrolment.

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Remark:
- Our Customer Service Hotline office hour is 9:00am to 5:30pm, Monday to Friday (Exclude Public Holidays).

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